Joe Reed

128 N Osborn Street

Alba, TX
$ 320,000 Beds 3 Baths 2 Sq 1,487 Virtual Tour
Monthly Estimate* How much can I afford?

Offered $6,000 below appraisal and open to seller financing, this fully renovated property combines extensive 2025 updates, a half-acre corner lot, and a location approximately 2 miles from Lake Fork. This property offers flexibility for buyers seeking a primary residence, second home, or investment property. It may also be purchased fully furnished for a move-in-ready option. Renovated in 2025, the property features a new roof, windows, HVAC system, water heater, rain gutters, recessed lighting, fresh interior paint, Luxury vinyl flooring, and new bedroom and carpet. Both bathrooms have been fully updated, offer a spa like feel with smart vanity mirrors, free-standing soaking tub and a glass walk-in shower. Flat-screen TV connections in four rooms for add modern convenience. Outside, the covered entry patio with recessed lighting creates an inviting arrival, while the oversized half-acre corner lot provides additional space for boat and or additional parking spaces. A metal shed offers convenient storage and conveys with the property. (This property is also listed as a Commercial property see MLS: 21377997). Extensive renovations, seller-financing availability, and proximity to Lake Fork, this property offers a distinctive combination of flexibility and location. Schedule a private showing to experience the property and its possibilities in person.

Active

  • Price
  • $ 320,000
  • City
  • Alba
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • WOOD
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.502 Acres
  • Zip
  • 75410
  • Sqr Footage
  • 1,487
  • Year Built
  • 1985
  • Taxes
  • $ 2869
  • Style
  • Single Family Residence
  • MLS#
  • 21337925
Listed By: Ebby Halliday, REALTORS
Data Source: North Texas Real Estate Info Systems (NTREIS)

Features

General

Heating Central,Electric
Cooling Central Air,Electric
Utilities City Sewer,City Water
Possession Closing/Funding
Appliances Dishwasher,Electric Range,Electric Water Heater,Microwave
Number of Garage Spaces 2
School District Alba-Golden ISD
Exclusions Staging Furniture and Decor
Year Built 1985
Levels One
Unexempt Taxes 2869
Will Subdivide No
Property Subtype Single Family Residence
Subdivision Name Low
Transaction Type For Sale
County Wood
Property Type Residential
Security Features Fire Alarm
HOA Type None
Special Notes Aerial Photo,Flood Plain,Survey Available
Full Baths 2
Status Active
Directions Use GPS Dallas-90 miles: Take I-30 East toward Greenville. Exit to US-69 South to Alba Tyler-40 miles: Take TX-64 West toward Mineola. In Mineola,turn right onto US-69 North Texarkana-115 miles:
City Alba
Elementary School Name Albagolden
High School Albagolden
Elementary School Albagolden
Virtual Tour URL Unbranded https://www.propertypanorama.com/instaview/ntreis/21337925
Standard Status Active
Listing Terms Cash,Conventional,FHA,Owner Will Carry,VA Loan

Interior Features

Interior Features Built-in Features,Flat Screen Wiring,Granite Counters,Kitchen Island,Open Floorplan
Flooring Carpet,Luxury Vinyl Plank
Dining Areas 1
Living Areas 1
Room Count 7
Lock Box Type Combo
Total Bedrooms 3
Total Baths 2
Laundry Features Electric Dryer Hookup,Utility Room,Full Size W/D Area,Washer Hookup

Exterior Features

Exterior Features Awning(s),Covered Patio/Porch,Rain Gutters,Lighting
Lot Features Corner Lot,Many Trees
Other Structures Shed(s)
Parking Features Concrete,Driveway,Garage,Garage Door Opener
Lot Size .5 to < 1 Acre
Lot Size Area 0.5020
Lot Size Units Acres
Structural Style Single Detached
Garage Y/N Yes
Lot Size Square Feet 21867.1200
Lot Size Acres 0.5020
Patio And Porch Features Covered
Attached Garage Y/N Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Waco, TX office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Albagolden Elementary School
Middle School Unknown Middle School
High School

Price History

7/30/2026 Listed $320,000

Property vs Zip Code Average in 75410

Price
AVG $620K
$320K
Taxes
AVG $5,556
$2,869
Year Built
AVG 2001
1985
Visits
AVG 62
42
Data Provided by Inside Real Estate®

Areas That We Cover

128 N Osborn Street Alba, TX is a Single Family Home for sale at $320000 with 1487 sqft and a lot size of 0.502 Acres Acre(s). 128 N Osborn Street Alba has 3 bedrooms, 2 baths and was built in 1985. The property's zip code is 75410 which is in Alba, TX

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Joe Reed

Joe Reed

REALTOR®

254-644-3686

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